Citibank SUCKS. I will never, never use that credit card again, and it will be canceled.

Hmph.

Long story short, I was just penalized, with a $29 late fee, for paying my bill too early. Yeah, good way to keep your customers happy. They're going to waive the late fee as a one-time "convenience" to me, but apparently that's just the way it is, and if it shows up on my credit report, too bad.

Good thing I'm going to Ohio for four days to clear my mind. :)